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Merchant Payment Services (MPS) is a Member Service Provider for:HSBC Bank USA,National Association,Buffalo NY

What is a merchant account?

A merchant account gives your business the ability to accept credit and debit cards as payment in person, over the telephone, by mail order, or over the Internet.

Why would I want to accept credit/debit cards?

  • National statistics dictate a merchant accepting credit cards will see an increase
  • In volume of 29%

    How do I establish a merchant account?

  • It's easy to establish a merchant account with Merchant Payment Services.
  • You can begin the process by clicking here   or by dialing 800-454-3158
  • What cards will I be able to accept?

    1. You will be able to accept Visa, Mastercard, American Express, Discover,   American Express and Diners Club/Carte Blanche.

    What about Checks?

    1. We have programs that will give you the ability to accept checks, in a retail environment, over the phone, or online.

    What is a discount rate?

    1. The discount rate is a small percentage of your gross sales.

    What is a transaction fee?

  • A transaction fee is the fee you pay every time a transaction is processed.
  • Will I be able to process credit cards on my website?

  • Yes, MPS offers a wide variety of processing options including web sales.
  • How do I get my money from my transactions?

  • Funds are directly deposited into a checking or savings account of your choice, within 48 business hours